Ransom Insurance in Cary, Greensboro, and Raleigh, NC

Kidnapping is rare, but if you ever find yourself in a threatening kidnapping situation, the right assistance is invaluable. Kidnapping insurance can help protect you.

In many cases where a ransom is demanded, the only choice you'll have is to take out an enormous loan from a lending institution. Actual paid ransoms tend to be anywhere from several hundred thousand dollars to several million, well beyond the ability of most families to pay out of their own pockets.

Ransom Insurance Features

If someone covered by a ransom insurance policy is successfully released after a ransom is paid, this policy will reimburse you for expenses up to the plan limits. Note that this policy will not provide the initial funds to pay a ransom, although showing a lender that you have this form of insurance can help convince the lender to provide you with the money you need to pay the ransom. Ransoms are usually a substantial amount of money, and the easier getting the money is, the greater the likelihood the hostage will be returned safely.

Most ransom insurance policies are designed for individuals who frequently travel to dangerous parts of the world, not for short vacations or business trips. If you're not sure whether or not you qualify—or you just want to be absolutely sure your family is protected—talk to a Pelnik Insurance agent about your options. You may also want to ask about what ransom demands in each region are normally like—this can help you determine how much insurance is appropriate for your situation.

Our Locations

Triangle Office

100 Ridgeview Drive, Suite 100
Cary, NC 27511
Main office: 919-459-8000

Triad Office

3828 Burlington Road
Greensboro, NC 27405
Main office: 336-621-5057

Our Providers

Testimonials

High caliber, phenomenal customer service!! Expeditious responses from agents and extraordinarily knowledgeable! Accolades to all you folks that work at Pelnik Insurance!! I am very pleased to be a customer!!
Anne S
They provide the best pricing around, but the most important reason to do business with Pelnik Insurance is the professional, kind staff. Claims situations can be difficult, but they made it painless. First Class Agency!!
Jeanette B
I have never had to submit a claim before, but recently had a significant hail damage claim. I was worried about how long it would take to fix and a little lost as to what I needed to do. Pelnik Insurance helped me handle it quickly and very professionally too. Overall, great service from their staff and they were able to save me a significant amount of money on my insurance policies. Thank you!
Alex K
After a less than satisfactory experience with a couple of large, faceless insurance companies, I was referred to Pelnik Insurance. After my first meeting with Chris Pelnik, it was an easy decision to begin consolidating all of my business insurance to his agency. Throughout the 3+ years I have been with Pelnik, I have received outstanding customer service. Because we are frequently asked to provide insurance documentation to our customers, I make a lot of requests of the company. I have even had to file some claims. Every employee I have dealt with has provided immediate personal service. I also appreciate the annual review of my policies which is done in a face-to-face meeting prior to the renewal date of my policies. I highly recommend Pelnik Insurance.
Bruce F
Exceptional customer service and extremely competitive pricing are just some of the few reasons Pelnik Insurance has my business.
Robert T