Kidnapping Insurance in Cary, Greensboro, and Raleigh, NC

In some areas of the world, being kidnapped and held for ransom is a possibility. While kidnapping rarely happens in the United States, it is not unheard of. In parts of the world where terrorist groups operate, however, kidnapping happens more often. If you travel around the world to dangerous areas, consider kidnapping insurance for peace of mind.

In addition to being a problem in areas where terrorists operate, kidnapping also occurs in areas where law enforcement is unreliable. A New York Times story noted a 300 percent increase in kidnapping in Mexico since 2005, as well as large increases in kidnapping in Pakistan and Venezuela.

Members of high-profile families and representatives of companies are often targets. Sometimes kidnappers target companies as well as individuals.

Features of Kidnapping Insurance Policies

Companies providing this insurance usually have a security company that offers more than just money if you are kidnapped. They will help negotiate the release of the kidnapped person and provide extra security for family members. In the event of a kidnapping, family members who are being asked to pay a ransom are also in danger and need extra security.

Insurance companies do not provide the ransom money. Typically the ransom is paid by the family and may be recovered, through a claim, from the insurance company later. Kidnapping insurance does cover any associated expenses and losses incurred and includes a life insurance policy as well. The insurance provider may also offer training on how to avoid becoming a kidnapping victim.

People who travel on business, as well as people who are from wealthy families, are the people most likely to be kidnapped and to need kidnapping insurance. Criminals feel kidnapping is an easy way to get money quickly, and it does work at times. Being insured will assure you that a security team is available to help win your release.

If you are planning to travel to a dangerous area, call our office to discuss the insurance options you have. Pelnik Insurance professionals can guide you as you consider kidnapping insurance for yourself or a family member.

Our Locations

Triangle Office

100 Ridgeview Drive, Suite 100
Cary, NC 27511
Main office: 919-459-8000

Triad Office

3828 Burlington Road
Greensboro, NC 27405
Main office: 336-621-5057

Our Providers

Testimonials

High caliber, phenomenal customer service!! Expeditious responses from agents and extraordinarily knowledgeable! Accolades to all you folks that work at Pelnik Insurance!! I am very pleased to be a customer!!
Anne S
They provide the best pricing around, but the most important reason to do business with Pelnik Insurance is the professional, kind staff. Claims situations can be difficult, but they made it painless. First Class Agency!!
Jeanette B
I have never had to submit a claim before, but recently had a significant hail damage claim. I was worried about how long it would take to fix and a little lost as to what I needed to do. Pelnik Insurance helped me handle it quickly and very professionally too. Overall, great service from their staff and they were able to save me a significant amount of money on my insurance policies. Thank you!
Alex K
After a less than satisfactory experience with a couple of large, faceless insurance companies, I was referred to Pelnik Insurance. After my first meeting with Chris Pelnik, it was an easy decision to begin consolidating all of my business insurance to his agency. Throughout the 3+ years I have been with Pelnik, I have received outstanding customer service. Because we are frequently asked to provide insurance documentation to our customers, I make a lot of requests of the company. I have even had to file some claims. Every employee I have dealt with has provided immediate personal service. I also appreciate the annual review of my policies which is done in a face-to-face meeting prior to the renewal date of my policies. I highly recommend Pelnik Insurance.
Bruce F
Exceptional customer service and extremely competitive pricing are just some of the few reasons Pelnik Insurance has my business.
Robert T