Handyman Insurance in Cary, Greensboro, and Raleigh, NC

As a handyman, you're the person who fixes items when they break. Your job is to help others, but even with the best of intentions, mistakes can happen that but your business on hold, potentially allowing competitors to step in and take your customers if you're out of business for too long.

If you don't have insurance yet, you may be wondering how much you need, and for what scenarios this insurance can be used. Experts agree that you should get insurance as soon as you can afford it, and to make sure you get enough of it to cover your risks—the minimum amount for a policy is often not enough for proper protection. Pelnik Insurance's goal is to make sure the coverage you receive is affordable and right for your circumstances, and we'll work with you to find a plan that meets your needs.

When handymen perform repairs or contracting jobs on homes or apartments, it's important for their customers and their business that the work be done well. Many contractor's policies operate on a job‑by‑job basis, which only covers individual jobs for their duration, so any problems that occur during maintenance or construction are covered. However, you may also want to obtain completed operations liability coverage, which will help you with any claims that arise after your job is done.

While some policies only cover individual jobs, you can also purchase plans that insure the crucial elements of your small business.

Handyman Equipment Insurance

Your work isn't all that needs to be protected. Equipment is the heart of your business, and while you might not be worried about insuring a single hammer or crowbar, imagine how much it would cost to replace all of your tools were if they were destroyed by fire or other accident. They'd have to be replaced before you could even start working again, and the price tag could quickly climb into the thousands of dollars if you use several specialty tools.

Handyman Vehicle Insurance

Many handymen use a vehicle to transport their tools from job to job. If you're one of them, commercial vehicle insurance can provide coverage if something goes wrong, such as accidentally colliding with a part of the client's property.

Speak with one of our agents today about the benefits of a handyman insurance policy.

 

1. "49-9071 Maintenance and Repair Workers, General." U.S. Bureau of Labor Statistics. Accessed April 20, 2016. http://www.bls.gov/oes/current/oes499071.htm.

2. "Handyman Insurance: A Complete Guide." Handyman Startup. Accessed April 20, 2016. http://www.handymanstartup.com/handyman-insurance/.

Our Locations

Triangle Office

100 Ridgeview Drive, Suite 100
Cary, NC 27511
Main office: 919-459-8000

Triad Office

3828 Burlington Road
Greensboro, NC 27405
Main office: 336-621-5057

Our Providers

Testimonials

High caliber, phenomenal customer service!! Expeditious responses from agents and extraordinarily knowledgeable! Accolades to all you folks that work at Pelnik Insurance!! I am very pleased to be a customer!!
Anne S
They provide the best pricing around, but the most important reason to do business with Pelnik Insurance is the professional, kind staff. Claims situations can be difficult, but they made it painless. First Class Agency!!
Jeanette B
I have never had to submit a claim before, but recently had a significant hail damage claim. I was worried about how long it would take to fix and a little lost as to what I needed to do. Pelnik Insurance helped me handle it quickly and very professionally too. Overall, great service from their staff and they were able to save me a significant amount of money on my insurance policies. Thank you!
Alex K
After a less than satisfactory experience with a couple of large, faceless insurance companies, I was referred to Pelnik Insurance. After my first meeting with Chris Pelnik, it was an easy decision to begin consolidating all of my business insurance to his agency. Throughout the 3+ years I have been with Pelnik, I have received outstanding customer service. Because we are frequently asked to provide insurance documentation to our customers, I make a lot of requests of the company. I have even had to file some claims. Every employee I have dealt with has provided immediate personal service. I also appreciate the annual review of my policies which is done in a face-to-face meeting prior to the renewal date of my policies. I highly recommend Pelnik Insurance.
Bruce F
Exceptional customer service and extremely competitive pricing are just some of the few reasons Pelnik Insurance has my business.
Robert T