At Pelnik Insurance & Financial Services, the difference is commitment.  To our clients, to our employees, and to the insurance companies we represent.  We are committed to exceeding your expectations.

These days, your business can be devastated by a fire, accident or lawsuit. Sometimes you don't even realize you're at risk.
 
That's why our business insurance advisors work closely with our clients.  We start a Business Insurance partnership with an initial risk analysis, so that you know where your business stands.  Once we’ve identified what exposures exist, we begin the process of managing your risk.  We work with you to determine your risk tolerance… your “comfort level”.
 
We determine what insurance coverage is needed.  We access the latest information from many insurance carriers, research their coverage offerings and pricing, and design a cost-effective, comprehensive program for your business.
 
Then, as your company grows, we'll review your plan to make sure your coverage is up-to-date and the pricing remains competitive.  It also means we are available throughout the year to respond to your changing needs.

Our professionals will help you examine all of your options, determine which ones you are most comfortable with, and then structure your program accordingly.  As market conditions change or your needs evolve, we'll modify your program accordingly — or even recommend an entirely different approach.

And, maybe most importantly, if you need help to file a claim, it means you simply give us a call and let us handle the details.

Contact us today for a no-cost, no obligation assessment, and let our commitment to you begin.